Are inset electric fires expensive to run?
Inset electric fires are a popular choice for homeowners seeking warmth, ambiance, and easy installation without the need for a chimney or flue. The question “Are inset electric fires expensive to run?” is a common one, especially for those budgeting for heating costs. In this blog post, we’ll explore how inset electric fires work, what affects running costs, and practical tips to keep bills down while enjoying a cosy flame.

Introduction: understanding the appeal of inset electric fires
Inset electric fires combine realistic flame effects with portable, efficient heating. They are designed to sit flush in a fireplace opening or wall, giving the illusion of a traditional fire without the complexities of gas or solid fuel systems. The running costs of inset electric fires are a key consideration for many buyers, but the true picture depends on several factors, including the fire’s power rating, efficiency, and how you use it alongside your existing heating.

How inset electric fires work
Inset electric fires typically operate using either electric resistance heating elements or heat pumps in more advanced models. Most common configurations include:
- A radiant or convection heater that warms the air in the room.
- A built-in fan to distribute heat more quickly and evenly.
- An electric coal or pebble effect with an LED or halogen flame effect that remains cool to touch even when the heater is on.
Crucially, the flame effect itself uses a small amount of electricity, while the primary heating comes from the electric element. Some models allow you to run the flame effect without the fan or heater, providing ambience without additional cost.
What determines the running cost of an inset electric fire
Several factors influence how much an inset electric fire will cost to run:
- Power rating (kW): Common domestic electric fires range from about 1 kW to 2 kW for space heating. Higher power provides more heat but uses more electricity.
- Usage patterns: Running the heater for extended periods increases consumption. Short, occasional use consumes far less energy.
- Thermostat and temperature set points: A higher thermostat setting means the heater will cycle more often, increasing energy use.
- Room size and insulation: A well-insulated room retains heat better, meaning you can run the fire at a lower setting for the same comfort.
- Heat generation efficiency: Modern inset electric fires are quite efficient, but efficiency does not always equal the cost if you run the heater longer than needed.

Comparing costs with other heating options
If you’re evaluating running costs, it helps to compare with other common heating sources:
- Gas central heating: Typically cheaper per kilowatt-hour than electricity, but efficiency and installation costs vary. Gas also involves ongoing maintenance and potential flue requirements.
- Electric radiators or panels: Similar running costs to inset electric fires, but dedicated heating devices may offer different control options.
- Solid fuel stoves or heaters: Depending on fuel price and efficiency, running costs can be more variable and require more upkeep.
Overall, in many UK homes, electricity is more expensive per kWh than gas, which can make running an electric fire seem costly. However, because inset electric fires are often used for supplementary or occasional heating, total running costs can be kept modest.
Practical tips to reduce running costs
If you want to enjoy the ambience and warmth of an inset electric fire without high bills, try these tips:
- Use temperature control: Set the thermostat to a comfortable level and avoid cranking it up unnecessarily. Many fires include a smart thermostat or timer function to help.
- Zone heating: Only heat the room you’re in. Close doors to keep heat contained or use a secondary, more efficient heater in other parts of the house.
- Heat with insulation: Improve room insulation, seal gaps, and use draft excluders. A well-insulated room reduces the amount of energy needed to maintain comfort.
- Use the flame effect independently: When you don’t need heat, run the flame effect only. This provides ambience without consuming heating energy.
- Regular maintenance: Keep filters clean and ensure vents are unobstructed to maintain efficiency.
- Choose an appropriately rated fire: If you mainly use it for ambience, a lower wattage model (around 1 kW) might be sufficient. If you rely on it as a primary heat source, you may need a higher rating, but balance against the space and insulation.
Assessing your needs: when is an inset electric fire the right choice?
Inset electric fires are ideal for:
- Quick, supplementary heating in living rooms or bedrooms.
- Homes without gas supply or with limited space for a chimney.
- People who value contemporary aesthetics and easy installation.
They may be less suitable as a sole heating source in very large or poorly insulated spaces where electricity costs could rise with extended use.
Energy efficiency and newer models
Newer inset electric fires include energy-efficient features such as intelligent thermostats, eco modes, and more efficient heating elements. Look for:
- A-rated or high-efficiency labels where available.
- Eco or economy settings that reduce energy use for flame-only or low-heat operation.
- Effective insulation and heat distribution to minimise wasted energy.

Final thoughts
Are inset electric fires expensive to run? Not necessarily. When used thoughtfully, they can provide a cost-effective balance of ambience and warmth, especially as a supplementary heat source. The key is to match the fire’s wattage to your space, utilise smart controls, and improve room insulation to keep energy consumption in check. If you’re weighing options, consider how often you’ll use the fire, the size of the room, and your overall heating strategy. With careful selection and smart usage, inset electric fires offer a pleasant, efficient way to stay cosy without breaking the bank.